BENJI vs WTGXX
Franklin OnChain U.S. Government Money Fund and WisdomTree Treasury Money Market Digital Fund are both treasuries tokens, so this page compares them. BENJI is issued by Franklin Templeton Trust on Stellar, Polygon, Arbitrum, Avalanche, Aptos, Ethereum, Base, Solana, BNB Smart Chain. WTGXX is issued by WisdomTree Transfers, Inc. on Arbitrum, Avalanche, Base, Ethereum, Optimism. The cited pages differ on issuer, fees, redemption, minimum size, chains. A dash is a field the issuer page does not state. The reverse URL redirects to this alphabetical pair.
All RWA tokens · Franklin OnChain U.S. Government Money Fund · WisdomTree Treasury Money Market Digital Fund
| Field | Franklin OnChain U.S. Government Money Fund | WisdomTree Treasury Money Market Digital Fund |
|---|---|---|
| Ticker | BENJI | WTGXX |
| Asset class | Treasuries | Treasuries |
| Issuer | Franklin Templeton Trust | WisdomTree Transfers, Inc. |
| Issuer jurisdiction | United States | United States |
| Regulator | U.S. registered government money market fund. The prospectus is filed with the SEC. The share-class ticker on the fund page is FOBXX and the fund number is BENJI. | The tokenized funds available via WisdomTree Connect are registered under the Investment Company Act of 1940. WisdomTree Digital Funds are distributed by WisdomTree Securities, Inc., Member FINRA. The official record of share ownership is maintained offchain by WisdomTree Transfers, Inc. |
| Token type | One share of FOBXX equals one BENJI token. The fund invests at least 99.5% of its total assets in government securities, cash, and repurchase agreements collateralized fully by government securities or cash. It uses amortized cost to seek a stable $1.00 share price. The transfer agent keeps the official record on a blockchain-integrated system. | Tokenized U.S. government money market fund. The fund page says it seeks to preserve a $1.00 share value and that secondary liquidity through WisdomTree Securities, Inc. is available 24/7. It cannot guarantee the $1.00 value. The issuer table lists it under money market. WisdomTree Connect says the platform currently supports these networks. That is a platform list, not a per-fund contract inventory. |
| Custodian | — | — |
| Auditor | — | — |
| Chains | Stellar, Polygon, Arbitrum, Avalanche, Aptos, Ethereum, Base, Solana, BNB Smart Chain | Arbitrum, Avalanche, Base, Ethereum, Optimism |
| Fees | The prospectus lists management fees of 0.15% and total annual fund operating expenses of 0.22%. A fee waiver and expense reimbursement keeps net operating expenses at 0.20% until 31 Jul 2027. Blockchain network fees are paid by the investment manager or its affiliates. | As of the 23 Oct 2026 fund table, the gross expense ratio is 0.25% and the net expense ratio is 0.25%. WisdomTree Connect charges no transaction, subscription, or minting fee on top of that. |
| Redemption | Shares are purchased and redeemed through the Benji app or the institutional web portal, and only during normal business hours on business days. Daily yield is distributed as newly minted BENJI tokens. | On WisdomTree Connect, WTGXX purchases and redemptions generally settle T+0 on U.S. trading days when orders and payments are received by 3:30 pm ET, shortly after the 4:00 pm ET NAV strike. Subscriptions and redemptions use USDC or USD. The platform charges no transaction, subscription, or minting fee. The investor pays network gas and any USDC mint or burn fee. |
| Minimum unit | The prospectus says the minimum initial purchase for most accounts is $20, with higher network minimums: Stellar $20, Polygon $1,000, Avalanche $20,000, and Ethereum $5,000,000. There is no minimum for subsequent purchases. | The fund page lists a $1.00 minimum purchase for investors. WisdomTree Connect also says there are no platform minimums at this time. |
| Launched | 2021-04-06 | 2023-11-07 |
| Website | https://digitalassets.franklintempleton.com/benji/ | https://www.wisdomtree.com/onchain/tokenized-funds |
| CoinGecko id | — | — |
| Market cap | — | — |
| Supply | — | — |
How to buy BENJI
The cited catalog does not include an official how-to-buy path for Franklin OnChain U.S. Government Money Fund.
Who can and cannot hold BENJI
Franklin OnChain U.S. Government Money Fund is issued from United States.
Regulator, as published: U.S. registered government money market fund. The prospectus is filed with the SEC. The share-class ticker on the fund page is FOBXX and the fund number is BENJI.
The cited catalog does not include a restricted-holder statement for Franklin OnChain U.S. Government Money Fund.
What redemption actually means in practice for BENJI
Redemption, as published: Shares are purchased and redeemed through the Benji app or the institutional web portal, and only during normal business hours on business days. Daily yield is distributed as newly minted BENJI tokens.
Minimum size, as published: The prospectus says the minimum initial purchase for most accounts is $20, with higher network minimums: Stellar $20, Polygon $1,000, Avalanche $20,000, and Ethereum $5,000,000. There is no minimum for subsequent purchases.
Fees, as published: The prospectus lists management fees of 0.15% and total annual fund operating expenses of 0.22%. A fee waiver and expense reimbursement keeps net operating expenses at 0.20% until 31 Jul 2027. Blockchain network fees are paid by the investment manager or its affiliates.
How to buy WTGXX
The cited catalog does not include an official how-to-buy path for WisdomTree Treasury Money Market Digital Fund.
Who can and cannot hold WTGXX
WisdomTree Treasury Money Market Digital Fund is issued from United States.
Regulator, as published: The tokenized funds available via WisdomTree Connect are registered under the Investment Company Act of 1940. WisdomTree Digital Funds are distributed by WisdomTree Securities, Inc., Member FINRA. The official record of share ownership is maintained offchain by WisdomTree Transfers, Inc.
The cited catalog does not include a restricted-holder statement for WisdomTree Treasury Money Market Digital Fund.
What redemption actually means in practice for WTGXX
Redemption, as published: On WisdomTree Connect, WTGXX purchases and redemptions generally settle T+0 on U.S. trading days when orders and payments are received by 3:30 pm ET, shortly after the 4:00 pm ET NAV strike. Subscriptions and redemptions use USDC or USD. The platform charges no transaction, subscription, or minting fee. The investor pays network gas and any USDC mint or burn fee.
Minimum size, as published: The fund page lists a $1.00 minimum purchase for investors. WisdomTree Connect also says there are no platform minimums at this time.
Fees, as published: As of the 23 Oct 2026 fund table, the gross expense ratio is 0.25% and the net expense ratio is 0.25%. WisdomTree Connect charges no transaction, subscription, or minting fee on top of that.
Franklin OnChain U.S. Government Money Fund sources
WisdomTree Treasury Money Market Digital Fund sources
Questions
Yes. Both are treasuries. RWA Leads does not publish a comparison across asset classes.
Franklin OnChain U.S. Government Money Fund: Franklin Templeton Trust. WisdomTree Treasury Money Market Digital Fund: WisdomTree Transfers, Inc..
BENJI fees: The prospectus lists management fees of 0.15% and total annual fund operating expenses of 0.22%. A fee waiver and expense reimbursement keeps net operating expenses at 0.20% until 31 Jul 2027. Blockchain network fees are paid by the investment manager or its affiliates.. WTGXX fees: As of the 23 Oct 2026 fund table, the gross expense ratio is 0.25% and the net expense ratio is 0.25%. WisdomTree Connect charges no transaction, subscription, or minting fee on top of that.. BENJI redemption: Shares are purchased and redeemed through the Benji app or the institutional web portal, and only during normal business hours on business days. Daily yield is distributed as newly minted BENJI tokens.. WTGXX redemption: On WisdomTree Connect, WTGXX purchases and redemptions generally settle T+0 on U.S. trading days when orders and payments are received by 3:30 pm ET, shortly after the 4:00 pm ET NAV strike. Subscriptions and redemptions use USDC or USD. The platform charges no transaction, subscription, or minting fee. The investor pays network gas and any USDC mint or burn fee..
The slugs in alphabetical order: /compare/benji-vs-wtgxx. The other order is a permanent redirect.
Franklin OnChain U.S. Government Money Fund: The cited catalog does not include an official how-to-buy path for Franklin OnChain U.S. Government Money Fund. WisdomTree Treasury Money Market Digital Fund: The cited catalog does not include an official how-to-buy path for WisdomTree Treasury Money Market Digital Fund.
Franklin OnChain U.S. Government Money Fund is issued from United States. Regulator, as published: U.S. registered government money market fund. The prospectus is filed with the SEC. The share-class ticker on the fund page is FOBXX and the fund number is BENJI. The cited catalog does not include a restricted-holder statement for Franklin OnChain U.S. Government Money Fund. WisdomTree Treasury Money Market Digital Fund is issued from United States. Regulator, as published: The tokenized funds available via WisdomTree Connect are registered under the Investment Company Act of 1940. WisdomTree Digital Funds are distributed by WisdomTree Securities, Inc., Member FINRA. The official record of share ownership is maintained offchain by WisdomTree Transfers, Inc. The cited catalog does not include a restricted-holder statement for WisdomTree Treasury Money Market Digital Fund.
Franklin OnChain U.S. Government Money Fund: Redemption, as published: Shares are purchased and redeemed through the Benji app or the institutional web portal, and only during normal business hours on business days. Daily yield is distributed as newly minted BENJI tokens. Minimum size, as published: The prospectus says the minimum initial purchase for most accounts is $20, with higher network minimums: Stellar $20, Polygon $1,000, Avalanche $20,000, and Ethereum $5,000,000. There is no minimum for subsequent purchases. Fees, as published: The prospectus lists management fees of 0.15% and total annual fund operating expenses of 0.22%. A fee waiver and expense reimbursement keeps net operating expenses at 0.20% until 31 Jul 2027. Blockchain network fees are paid by the investment manager or its affiliates. WisdomTree Treasury Money Market Digital Fund: Redemption, as published: On WisdomTree Connect, WTGXX purchases and redemptions generally settle T+0 on U.S. trading days when orders and payments are received by 3:30 pm ET, shortly after the 4:00 pm ET NAV strike. Subscriptions and redemptions use USDC or USD. The platform charges no transaction, subscription, or minting fee. The investor pays network gas and any USDC mint or burn fee. Minimum size, as published: The fund page lists a $1.00 minimum purchase for investors. WisdomTree Connect also says there are no platform minimums at this time. Fees, as published: As of the 23 Oct 2026 fund table, the gross expense ratio is 0.25% and the net expense ratio is 0.25%. WisdomTree Connect charges no transaction, subscription, or minting fee on top of that.